Corporate customers crediting
PJSC MJSB “Tempbank” extends commercial credit in rubles or foreign currency to legal entities, individual entrepreneurs and corporate customers.
Subject of crediting
Corporate clients, legal entities of different categories with marketable collateral.
Object of crediting
By economic purpose of credit:
- Trading capital replenishment;
- Fixed assets acquisition;
- Overdraft (up to 30% of average monthly client’s bank account turnover).
Types of crediting
- noninstalment credit;
- Line of credit with a limit of indebtedness or crediting.
Periods of crediting
The loans are provided for a period up to 12 months. The decision on longer credit periods are taken individually.
Pledged marketable movable or immovable property:
- Manufacturing equipment;
- Motor transport;
- Buildings, accommodations, ground areas;
- Inventory holdings in turnover or in reserve.
Pledged property insurance
Pledged property must be insured in favor of PJSC MJSB “Tempbank”.
Rate of interest
Our rate of interest is at the average cost of bank resources. When considering the object and subject of crediting, individual approach is used, based on client’s solvency and reliability, credit period and security.
Main requirements to potential borrower
Our potential borrowers are clients with more than 1 year of market presence and whose business is estimated to be perspective. Positive (profitable) balance is a precondition. Sufficient own collateral and/or 3rd parties’ marketable collateral is required as well.
Nonrecurrent commission for urgent disbursement [?]
0.5% of credit cost, not less than 3 000 rubles and not more than 50 000 rubles
Payments for bank guarantees [?]
Payments are set individually depending on guarantee period, client’s solvency and reliability, collateral.
To get bank guarantees and its confirmation call +7 (495) 671-77-53